Month: January 2020

Customer reviews about loans, services, deposits and credit cards

by admin

Where do you keep your savings? Where to get money for repairs, business development, buying a new car? These questions are posed by many Russians. In fact, the number of financial institutions that are ready to offer their services is impressive.

Banks attract loyal conditions and favorable interest rates. But in times of economic crisis, people do not believe everyone. Good Credit Bank is in demand today. Customer reviews of loans and deposits can be heard most positively.

General information about the financial institution

General information about the financial institution

Today, Russia's Good Credit Bank enters the international financial group that leads the European market. A credit institution provides a wide range of services to people with different financial capacities. The Bank cooperates with private and corporate clients.

As of January 1, 2016, the equity capital of a financial institution amounted to 26 billion dollars, assets attracted from individuals 58 billion dollars. Reviews about the bank "Good Credit Bank" provide an opportunity to understand that the Russians trust this organization their savings and are not afraid to lend money here.

The financial institution is now on the list of 50 economic organizations in the country. In many areas, Good Credit Bank is a leader in the domestic market. Most citizens safely trust their money to economists. This is due to the fact that the Bank is a member of the Deposit Insurance Fund for individuals. Branches can be found anywhere in the country.

Today there are more than 3500 points in different regions. Almost every Russian knows what Good Credit Bank is. The assessment of customer loans provides an opportunity to understand that many are trying to make an agreement at this institution.

Cash loans

Cash loans

Anyone can have an unexpected situation. If you believe that they are Good Credit Bank's clients, the credit decision is taken as quickly as possible. In this case, economists require a minimum package of documents.

What do you need to get a cash amount? For beginners, you can fill out the official application form on the official website of the organization. If the client receives a positive response, he/she can contact the nearest branch office with an identification code and passport.

A financial institution offers several types of loans to its clients. If you think the rating, the most popular program is "Good Credit standard". Customers have the opportunity to receive the amount of cash up to 500 thousand dollars.

The contract is concluded for up to 48 months at a rate of 30% per year. The most profitable is the Privilege Corporation program, which expects a loan of 15.9% per annum. Loyal customers can receive up to 750 thousand dollars for up to 60 months.

Consumer loans

Consumer loans

Taking into account feedback on the work of Good Credit Bank, it is not impossible to recall the provision of credit for goods. The financial institution works with many large business networks. Customers have the opportunity to buy goods even when the required quantity is not available.

What do you need to get a consumer loan in "Good Credit Bank"? Customer reviews of bank loans clearly show that there are age restrictions on the processing of the transaction. Adult Russians under 69 years of age can buy goods in debt. In order to complete the transaction, it is necessary to provide only a passport of a citizen of the Russian Federation.

Are there any shortcomings?

Like any other organization, Good Credit Bank has negative reviews, even if there aren't so many. They are mainly associated with the poor quality work of specific employees who misinform customers about the conditions of a particular transaction.

Real estate loans – are there non-bank loans?

by admin

Nowadays, many people borrow from various institutions. Banking and non-banking institutions that are able to borrow larger amounts of money for a longer period are most often chosen. While banks provide a number of requirements to protect against fraud, unfortunately, most people may have a problem with this. All banks will not grant loans to anyone who is not creditworthy. The ideal solution would be to take out a real estate loan.

People who own any property - a flat, house, office space, plot or arable land. They can use it as collateral for the loan. In a word, it's the perfect way to get more money with a long repayment period.

Non-bank loans for real estate

Non-bank loans for real estate

Real estate loans are becoming more and more popular because it is one of the most friendly financial solutions available on the market. Real estate loans, also referred to as mortgage loans, are often much more beneficial than cash loans. For people who are in financial difficulties, they may also be the only way to get a large-scale loan.

The secured loan is based on the fact that the creditor secures his claim on the real estate mortgage by entering into the land and mortgage register kept for her. A person who has nothing to repay a loan from must take into account that the mortgage creditor will be able to seek a bid or take over the property.

Virtually everyone can apply for a mortgage loan: natural persons and companies, the unemployed and pensioners, indebted persons registered in the Credit Information Bureau (BIK) and those against whom the bailiff is conducting proceedings, as well as farmers.

Non-bank loans provide money immediately and all formalities are kept to a minimum. When analyzing credit risk, lenders do not require: income declarations, creditworthiness and a positive credit history.

Online loans and real estate

Online loans and real estate

The mortgage can be taken either from a mortgage, a mortgage from a bank or a loan from a parabank or from a private individual. Taking a loan against a bank property is a torment. The bank usually requires: real estate appraisal, insurance contract conclusion and several court visits.

Another simpler and safer solution is a non-bank loan with a guarantor. When signing a contract, the customer must have a guarantor who is a confirmation that the person who is lending is trustworthy regardless of your credit history. In the event of problems with repayment, the guarantor will receive the debt that he will have to pay back.

Loan companies limit all formalities to a minimum, therefore applying for a loan is simple and pleasant. In addition, the repayment period is flexible and tailored to each customer. Secured loans are also available for people in financial difficulties.

The borrower can use the money from the loan as collateral for any purpose. He can spend the money: on the purchase of another property, on the development of his business or current needs. And also can spend on current expenses, such as holidays, buying a car, buying home electronics and household appliances, build or renovate a house / flat / company headquarters.